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Archive for September 27th, 2011

Sep
27

Let Venture Capital Firms Help You

Posted by editor on September 27, 2011

Owning one’s own company is a dream for many. That dream does not have to remain a dream.  It can actually come true, if you believe in your dream and in yourself. And now is as good a time as any to start your own company. But starting a company is never easy.  There are a thousand and one things to consider and think about over many sleepless nights.  Deciding to start a business is not like deciding you want to eat a hotdog and going to the nearest hotdog stand to get it.

In the minds of many, the foremost question in starting a company is where to get the start-up capital to finance the new business. Borrowing from a bank or other financial institutions will require you to put up collateral to secure the loan, such as your house or some real estate. But what if the business fails? How will you repay the loan? If the bank forecloses on the property you pledged, what will happen to the future of your family?

A better option would be to get financial backing from venture capital firms. A venture capital firm will not fund your business through a loan.  The venture capital firm will provide you with the capital in return for equity or share in the business.  The firm will recover its investment after selling its share in the business.  In other words, venture capital firms will fund only those businesses with the potential for growth.

Convincing the venture capital firm or any investor, for that matter, to fund your business is another story. The type of business, the location, target market, etc. are just some of the factors that will be taken into consideration by the investor.  You may have to study several start-up strategies to come up with the best business plan one that is not only suited for you but will also win your investor over.

Posted under Finance
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Sep
27

Join DIY Sweepstakes and Win!

Posted by editor on September 27, 2011

In these times when the economy has taken a bad turn and everything seems expensive, penny-pinching is the name of the game.  As much as possible, you do not want to let go of that hard-earned dollar.  Why pay someone to do something for you when you can do it yourself? Be self-reliant and do not depend on someone else to do things that you can do yourself. Mow your own lawn. Fix that leaky faucet. Do minor home repairs.  Do it yourself!

You don’t know how? Not knowing how to do something is not even a valid excuse these days. Read! Research! You can read up on how to do these things.  You do not even have to buy how-to and self-help books. Go to the library or search the internet.  Ask for tips from a friend.  Watch instructional videos or TV shows.  DIY projects are everywhere, with matching instructions on how to do them.

You can actually do things on your own without the help of a professional.  You save money and you learn.  You do not have to be a genius to learn how to do things. All it takes is a little initiative. Do-it-yourself, or D.I.Y. , is the “in” thing nowadays. Planning to travel abroad? No need to avail of the services of a travel agent. Just DIY! Plan your own itinerary and book flights yourself.

The DIY culture is proliferating. Even in games of chance, there is a DIY sweepstakes! You take control of your chances of winning and which contests or promotions to join.  Winners never quit, so the saying goes. That is because winners take risks. But the risks they take are calculated risks.  They know they have good chances of attaining their goals because, in the first place, they are brave enough to take the first step. They have that initiative to take charge of their lives, to do things by themselves.

Posted under Uncategorized
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